The collection of rates, rules, definitions, discounts, surcharges and so forth used in applying the rates.
The relationship between what a business borrows and what it owes.
A risk for which there is no possibility of gain, such as getting your car stolen.
A listing of personal property for a specific stated insured value. Usually for valuable items that may be subject to limited coverage.
A condition in a policy that states that an insured can direct an insurance company to pay any losses that are due to a third party.