When an insurer notifies the insured that, as of the policy expiration date, it will not issue a renewal policy continuing the coverage.
The grouping of insureds with similar loss causing characteristics into classes for pricing purposes.
A policy combining coverages from two or more individual property and liability policies into a single insurance policy.
A condition of susceptibility or vulnerability to loss.
The rating given to the public fire protection of a community or municipality.
The insurer to which another insurer transfers the chance of loss.