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Broome Co-operative Insurance Company | Regional Insurance Vestal, NY

Nonrenew

by sdavey@bcicny.com | Mar 5, 2013 | Term of the Day

When an insurer notifies the insured that, as of the policy expiration date, it will not issue a renewal policy continuing the coverage.

Class Rating

by sdavey@bcicny.com | Feb 21, 2013 | Term of the Day

The grouping of insureds with similar loss causing characteristics into classes for pricing purposes.

Package Policy

by sdavey@bcicny.com | Feb 20, 2013 | Term of the Day

A policy combining coverages from two or more individual property and liability policies into a single insurance policy.

Loss Exposure

by sdavey@bcicny.com | Feb 19, 2013 | Term of the Day

A condition of susceptibility or vulnerability to loss.

Protection Class

by sdavey@bcicny.com | Feb 14, 2013 | Term of the Day

The rating given to the public fire protection of a community or municipality.

Reinsurer

by sdavey@bcicny.com | Feb 11, 2013 | Term of the Day

The insurer to which another insurer transfers the chance of loss.
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